Bad Faith & Insurance Coverage

Our devoted Bad Faith team has established expertise in extra-contractual litigation and coverage issues. Clients rely on us to provide coverage analysis and guidance on a wide variety of issues: duty to defend, reservation of rights, right to counsel, UM/UIM stacking and form issues, consent to settle, late notice, standing, conflicts, statute of limitations, cancellation, and policy interpretations. In addition to coverage opinions, we have successfully tried cases involving coverage defenses and have sought declaratory relief from the courts.

Our knowledge of the claims handling and evaluation process, combined with our expertise in defending extra-contractual lawsuits in both state and federal jurisdictions, enables us to provide counsel on practices that will help insurers prevent bad faith claims and unnecessary problems before they arise.

Practicing Attorneys

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Lori C. Miller
Lori C. Miller
Eamon C. Merrigan
Eamon C. Merrigan
Richard Castagna
Richard Castagna
Matthew Moroney
Matthew Moroney
Warren Holland
Warren Holland
Robert P. Stein
Robert P. Stein
Dana M. Koos
Dana M. Koos
Harlan R. Schreiber
Harlan R. Schreiber
Tara Gutman
Tara Gutman
Jehovenn Honculada
Jehovenn Honculada
Lindsay Padover
Lindsay Padover
Patricia L. Howlett
Patricia L. Howlett
Sarah V. Cohenson
Sarah V. Cohenson
Zachary Whiting
Zachary Whiting
Benjamin Bagenski
Benjamin Bagenski
As Goldberg, Miller & Rubin’s first female CEO, Lori Miller is one of the region’s top litigators with a distinguished career specializing in bad faith, auto and general liability cases with a specialty of health system liability defense. Her unmatched dedication has earned her the reputation as a strategic and aggressive negotiator who has an unbridled dedication in fighting to defend her client’s best interests. For 30 years, Lori has earned the respect of the legal community, including plaintiffs’ attorneys, arbitrators, and judges, for her expertise, professionalism and most importantly her unparalleled client relationships.  
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Partner and Chief Information Security Officer, Eamon Merrigan’s distinguished career as a trial attorney at Goldberg, Miller & Rubin is virtually unmatched throughout the region. For nearly two decades, he has practiced diligently in the defense of a broad range of exposures including many catastrophic loss and death cases. Eamon has remarkably obtained over 65 defense verdicts in jury trials throughout his tenure, many of which involved pre-trial settlement demands of over seven figures.
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Rich has dedicated his career to helping his clients combat health care fraud.  He counsels his clients on both routine and complex matters associated with healthcare fraud as well as those areas that parallel and intersect with this complex area of the law.  He works tirelessly to assist his clients in uncovering and ending abusive and fraudulent activities, while at the same time helping to ensure that his clients avoid the legal and financial pitfalls that often accompany such complex investigations. Under Rich’s leadership, the GMR team of trial attorneys has counseled clients regarding large and complex fraud investigations in various jurisdictions including Pennsylvania, New Jersey, New York, Delaware, and Maryland. 
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Matt regularly counsels insurance carriers on multi-claim investigations involving healthcare providers located in New York, New Jersey, Pennsylvania, Delaware, and Maryland.  Matt and his team regularly analyze complex data, including medical records and billing, on an individual and multi-claim basis to identify questionable patterns and to assess potential fraud.  Matt has successfully litigated large scale affirmative actions with fraud, RICO, and declaratory judgment claims, which recouped millions of dollars for his clients.
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Warren has litigated cases in several state and federal jurisdictions, including Pennsylvania, New York, and New Jersey with over 100 defense verdicts at trial. Over the course of his career, Warren has gained extensive experience in the field of insurance and healthcare fraud. He has helped his corporate clients investigate and prosecute fraud on numerous occasions, and has served as counsel in several complex insurance fraud and civil RICO cases which have resulted in substantial verdicts or settlements in his clients’ favor.
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Robert brings extensive trial experience and a diverse background built on blended experience in the legal and business world.  While he is a successful and aggressive litigator, it is his understanding of how complex issues impact business which allows him to make smart decisions for his clients based on sound and progressive rationales.
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Dana is a partner with Goldberg, Miller & Rubin, P.C., managing our New York City office since 2013. Dana oversees the daily operations of all New York litigation for the firm and counsels associates in the defense of automotive negligence and other personal injury matters. Her expertise in third-party and first-party no-fault litigation has been a contributing factor in her victories in countless arbitrations and at trial.
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Harlan is a partner with Goldberg, Miller & Rubin, P.C. in our New York City office. Harlan focuses his practice primarily on first-party coverage, claim investigations, and no-fault litigation and arbitration. For the past 15 years, he has developed an expertise in affirmative litigation, proactively enforcing valid insurer disclaimers of coverage.
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Tara Gutman is Senior Counsel with Goldberg, Miller & Rubin’s New York office. Her practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration. For the past 15 years, she has developed an expertise in litigation and has successfully argued countless motions and arbitration matters.  She has also taken numerous examinations under oath and first-party depositions relating to injuries sustained in automobile accidents.  Most recently, Tara has appeared for hundreds of cases throughout New York’s Capital Region. 
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Jehovenn A. Honculada is a Senior Counsel in Goldberg Miller & Rubin's New York office. He is admitted to practice in New York, the Eastern and Southern Districts of NY, and the United States Supreme Court. Before joining GMR, Jev, as he is known amongst friends, worked at the staff counsel office of a Fortune 100 insurance company in NYC for over 20 years. He has successfully handled hundreds of personal injury cases from inception to conclusion, involving jury, summary jury and non-jury trials; UM/SUM litigation; PIP or no-fault cases; and SIU claims.
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Lindsay Padover is a Senior Counsel in Goldberg, Miller & Rubin’s New York City office. Her practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and No-Fault litigation, emphasizing litigating declaratory actions.
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Patricia L. Howlett has over ten years’ experience in personal injury law and focuses her practice on automobile insurance defense. Before becoming associated with GMR, she handled auto insurance claims as Staff Counsel for GEICO and Allstate for four years. In this role, she successfully tried several cases to completion and managed Uber litigation. She also has experience handling PIP arbitrations for medical providers and handling claims for petitioners in the Division of Workers Compensation.
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Sarah Cohenson is an associate at Goldberg, Miller & Rubin’s New York office. Her practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration. Sarah has been practicing no-fault litigation at both the Civil Court and Appellate levels for over five years.  She regularly takes examinations under oath, argues motions, and tries cases.  She has expertise in affirmative insurer litigation and declaratory actions relating to coverage.
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Zachary Whiting is a senior associate at Goldberg, Miller & Rubin’s New York office. His practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration.
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Benjamin Bagenski is an associate attorney at Goldberg, Miller & Rubin's New York office. His practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration.
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