No-Fault Insurance

We represent insurance companies in New York and New Jersey in no-fault insurance claims.  While medical providers and their attorneys seek to maximize payouts through filing excessive claims, our experienced team skillfully defends these matters to ensure our clients do not pay more than their responsibility.    Because these claims are particularly susceptible to fraud, our no-fault and SIU teams work in collaboration with one another to ensure our clients are getting the best possible defense.  Not only do we defend lawsuits and arbitration actions, but we will also advise clients on how to successfully adjudicate multiple claims at once in declaratory judgment actions after claimants and medical providers to appear for EUO or provide appropriate verification.

Harlan Schreiber chairs our no-fault-team.   Harlan has taken hundreds of examinations under oath, tried scores of cases in New York City and its adjoining counties, and argued dozens of appeals.  He specializes in complex coverage issues raised by no-fault claims.  Among his most notable successes is Unitrin Advantage Ins. Co. v. Bayshore Physical Therapy, 82 A.D.3d 559 (1st Dep’t 2011), where an appellate court recognized, for the first time, that coverage based disclaimers are not subject to the ordinary time limits of the no-fault regulations. More recently, in Unitrin Advantage Ins. Co. v. 21st Century Pharmacy, Inc., 2018 N.Y. Slip Op. 03438 (1st Dep’t 2018) he obtained an appellate affirmance of a trial court decision that permits insurers to disclaim coverage where a claimant fails to subscribe his or her examination under oath transcript. He also obtained judgments finding that various medical providers were fraudulently incorporated and, therefore, not eligible to seek payments from no-fault insurers.  See, e.g., 21st Century Ins. Co. v. Blackman, 2017 N.Y. Slip Op. 32478(U)(Sup. Ct., N.Y. Co. 2017). 

We invite you to learn more about our team by reaching out to us.

Practicing Attorneys

View entire team
Harlan R. Schreiber
Harlan R. Schreiber
Matthew Moroney
Matthew Moroney
Dana M. Koos
Dana M. Koos
Jehovenn Honculada
Jehovenn Honculada
Samantha Pullman
Samantha Pullman
Tara Gutman
Tara Gutman
Patricia L. Howlett
Patricia L. Howlett
Lindsay Padover
Lindsay Padover
Sarah V. Cohenson
Sarah V. Cohenson
Benjamin Bagenski
Benjamin Bagenski
Cory Bonk
Cory Bonk
Crystal Taylor
Crystal Taylor
Ahmad Abdelaziz
Ahmad Abdelaziz
Zachary Whiting
Zachary Whiting
Dylan Buchholz
Dylan Buchholz
Victoria Tarasova
Victoria Tarasova
Katy L. Malouin
Katy L. Malouin
Harlan is a partner with Goldberg, Miller & Rubin, P.C. in our New York City office. Harlan focuses his practice primarily on first-party coverage, claim investigations, and no-fault litigation and arbitration. For the past 15 years, he has developed an expertise in affirmative litigation, proactively enforcing valid insurer disclaimers of coverage.
Read More
Matt regularly counsels insurance carriers on multi-claim investigations involving healthcare providers located in New York, New Jersey, Pennsylvania, Delaware, and Maryland.  Matt and his team regularly analyze complex data, including medical records and billing, on an individual and multi-claim basis to identify questionable patterns and to assess potential fraud.  Matt has successfully litigated large scale affirmative actions with fraud, RICO, and declaratory judgment claims, which recouped millions of dollars for his clients.
Read More
Dana is a partner with Goldberg, Miller & Rubin, P.C., managing our New York City office since 2013. Dana oversees the daily operations of all New York litigation for the firm and counsels associates in the defense of automotive negligence and other personal injury matters. Her expertise in third-party and first-party no-fault litigation has been a contributing factor in her victories in countless arbitrations and at trial.
Read More
Jehovenn A. Honculada is a Senior Counsel in Goldberg Miller & Rubin's New York office. He is admitted to practice in New York, the Eastern and Southern Districts of NY, and the United States Supreme Court. Before joining GMR, Jev, as he is known amongst friends, worked at the staff counsel office of a Fortune 100 insurance company in NYC for over 20 years. He has successfully handled hundreds of personal injury cases from inception to conclusion, involving jury, summary jury and non-jury trials; UM/SUM litigation; PIP or no-fault cases; and SIU claims.
Read More
Samantha is a senior associate in Goldberg, Miller & Rubin’s New York office. She concentrates her practice on defending automotive negligence and other personal injury claims and also assists with insurance and healthcare fraud claims. Samantha is known as a zealous advocate and concentrates on all phases of litigation, both inside and outside of the courtroom.
Read More
Tara Gutman is Senior Counsel with Goldberg, Miller & Rubin’s New York office. Her practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration. For the past 15 years, she has developed an expertise in litigation and has successfully argued countless motions and arbitration matters.  She has also taken numerous examinations under oath and first-party depositions relating to injuries sustained in automobile accidents.  Most recently, Tara has appeared for hundreds of cases throughout New York’s Capital Region. 
Read More
Patricia L. Howlett has over ten years’ experience in personal injury law and focuses her practice on automobile insurance defense. Before becoming associated with GMR, she handled auto insurance claims as Staff Counsel for GEICO and Allstate for four years. In this role, she successfully tried several cases to completion and managed Uber litigation. She also has experience handling PIP arbitrations for medical providers and handling claims for petitioners in the Division of Workers Compensation.
Read More
Lindsay Padover is a Senior Counsel in Goldberg, Miller & Rubin’s New York City office. Her practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and No-Fault litigation, emphasizing litigating declaratory actions.
Read More
Sarah Cohenson is an associate at Goldberg, Miller & Rubin’s New York office. Her practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration. Sarah has been practicing no-fault litigation at both the Civil Court and Appellate levels for over five years.  She regularly takes examinations under oath, argues motions, and tries cases.  She has expertise in affirmative insurer litigation and declaratory actions relating to coverage.
Read More
Benjamin Bagenski is an associate attorney at Goldberg, Miller & Rubin's New York office. His practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration.
Read More
Cory Bonk is a Senior Counsel in Goldberg, Miller & Rubin’s Northern New Jersey office. His practice focuses primarily on automotive negligence and general liability claims.
Read More
Crystal Taylor is an associate at Goldberg, Miller & Rubin’s New York office.  Her practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration.
Read More
Ahmad Abdelaziz is an Associate at Goldberg, Miller, & Rubin's New York office. His practice centers on handling PIP no-fault matters.
Read More
Zachary Whiting is a senior associate at Goldberg, Miller & Rubin’s New York office. His practice focuses on insurance coverage matters, including first-party coverage, claim investigation, and no-fault litigation and arbitration.
Read More
Dylan Buchholz is an associate at Goldberg, Miller & Rubin’s New York office. His practice includes insurance coverage matters with an emphasis on no-fault litigation.
Read More
Victoria Tarasova is an associate attorney at Goldberg, Miller & Rubin’s New York office. Her practice focuses on insurance, including first-party coverage and no-fault litigation.
Read More
Katy L. Malouin is an associate at Goldberg, Miller & Rubin. Her practice focuses on insurance defense, including no-fault and first-party coverage
Read More